Privacy Policy

Effective Date: July 12, 2026 | Last Updated: July 12, 2026

LendingPoint Loan Company operates the www.lendingpoint.loan Site. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit the Site or use our services, including when you submit information to check loan options.

1. Information We Collect

1.1 Information You Provide Directly

• Full name, date of birth, Social Security number or government ID number
• Contact details (email address, phone number, mailing address)
• Employment and income information
• Bank account or checking account details
• Loan preferences (amount requested, purpose, repayment term)
• Any information submitted through contact forms or customer support requests

1.2 Information Collected Automatically

• IP address, browser type, device identifiers
• Pages viewed, referring URLs, time spent on the Site, click patterns
• Cookies and similar tracking technologies (see Section 5)
• Approximate geographic location derived from IP address

1.3 Information From Third Parties

• Credit bureaus and consumer reporting agencies (for eligibility and rate-checking purposes, which may involve a soft credit inquiry that does not affect your credit score, and a hard inquiry if you proceed with a formal application)
• Identity verification and fraud-prevention services
• Marketing and analytics partners
• Lending partners you are matched with, regarding your application status

2. How We Use Your Information

• To match you with prospective lenders or loan offers and process your inquiry
• To verify your identity and prevent fraud
• To operate, maintain, and improve the Site
• To communicate with you about your inquiry, application, or account
• To send marketing communications, where permitted, and in accordance with your preferences
• To comply with legal, regulatory, and audit requirements
• To enforce our Terms & Conditions and protect against fraudulent, unauthorized, or illegal activity

3. How We Share Your Information

We may share your information with:

• Lending partners in our network, so they can evaluate and present loan offers to you
• Service providers who perform functions on our behalf (e.g., hosting, analytics, identity verification, payment processing)
• Credit bureaus and verification agencies as needed to process your request
• Affiliates within our corporate family, where applicable
• Regulators or law enforcement, when required by law, subpoena, or legal process
• A successor entity in the event of a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for their own independent marketing purposes, except as disclosed in this Policy or as required to operate our lending-matching service. 

4. Financial Privacy Notice (Gramm-Leach-Bliley Act)

Because we collect nonpublic personal financial information, we are subject to the Gramm-Leach-Bliley Act (GLBA) and its implementing regulations. We limit access to your nonpublic personal information to employees and partners who need it to provide services to you, and we maintain physical, electronic, and procedural safeguards to protect it.

5. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to operate the Site, remember your preferences, analyze traffic, and support advertising, including Google Ads conversion tracking and remarketing. You can control cookies through your browser settings; disabling cookies may affect Site functionality. For details, see our Cookie Policy.

6. Data Security

We use administrative, technical, and physical safeguards designed to protect your information, including SSL/TLS encryption for data in transit. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Policy, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements, after which it is securely deleted or anonymized.

8. Your Privacy Rights and Choices

8.1 General Rights

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information, subject to legal retention requirements
• Opt out of marketing communications at any time (e.g., via the “unsubscribe” link or by contacting us)

8.2 California Residents (CCPA/CPRA)

If you are a California resident, you have the right to know what personal information we collect, request deletion, correct inaccurate information, and opt out of the “sale” or “sharing” of personal information, and to be free from discrimination for exercising these rights. To submit a request, contact us using the information in Section 12.

8.3 Other State Privacy Rights

Residents of states with comprehensive privacy laws (e.g., Virginia, Colorado, Connecticut, Utah, and others) may have similar rights to access, correct, delete, or obtain a copy of their personal data, and to opt out of targeted advertising. 

9. Do Not Track Signals

Our Site does not currently respond to “Do Not Track” browser signals.

10. Children’s Privacy

Our services are intended for individuals who are 18 years of age or older. We do not knowingly collect personal information from anyone under 18. If we learn we have collected such information, we will delete it promptly.

11. Third-Party Links

The Site may contain links to third-party websites, including lending partners. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to review their privacy policies directly.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at:

LendingPoint Loan

218B W VIRGINIA DR

CLINTON, MS 39056

Email: Support@Lendingpoint.com
Phone: +1 (888) 6571 432

13. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last Updated” date at the top of this page reflects the most recent revision. Material changes will be communicated as required by law.